Bank Credit Analysis

5 video modules • 48 minutes

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  Banking essentials

  Corporate banking

  Equities

  

  Key Details in a Bank's Annual Report

  In this video, Ted outlines the 5 key things to look for in a bank’s annual report. These include: how a bank funds its loan book; the relationship between the amount of equity and the total assets of the bank; the relationship between net interest income and other income; the amount being spent on costs as a proportion of total income; and whether it is adequately providing for non-performing loans.

  Ted Wainman • 09:01

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  Banking essentials

  

  Balance Sheet Walk-through

  In this video, Rob walks us through Lloyds Banking Group's balance sheet. He explains the components of the financial statement and explains where they sit within the bank's assets and liabilities. He delves more deeply into the concepts discussed in 'What is a bank?' and puts some real-world figures around them.

  Robert Ellison • 20:13

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  Banking essentials

  

  Introduction to Bank Analysis I

  Analysing a bank is not the same as a corporate. Leverage, capitalisation and profitability measures are incomparable between the two. In this video, January explores what makes banks unique and some important ratios to consider when determining the overall health of a bank.

  January Carmalt • 08:50

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  Banking essentials

  

  Introduction to Bank Analysis II

  In this second part of the two part series, January explains how to look at an income statement to determine a bank's profitability.

  January Carmalt • 05:24

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  Banking essentials

  Treasury

  

  Credit Analysis of Banks

  Credit analysis is industry-specific. Moorad discusses the bank-specific financial ratios used to assess a bank's asset quality and benefits for a bank of obtaining a credit rating.

  Moorad Choudhry • 05:22