Categories
Discover our Courses
Featured Pathways
More pathways
Banking Essentials - Part I
This pathway will walk us through the basics of banks, starting with some of the different types and their main functions, then starting to look at the regulation faced by the banks, both before and after the Global Financial Crisis.
Greenwashing
Greenwashing is the act of distributing false information about something being more environmentally friendly than it actually is.
More pathways
Ready to get started?
Plans & Membership
Find the right plan for you
Our Platform
Expert led content
+1,000 expert presented, on-demand video modules
Learning analytics
Keep track of learning progress with our comprehensive data
Interactive learning
Engage with our video hotspots and knowledge check-ins
Testing & certification
Gain CPD / CPE credits and professional certification
Managed learning
Build, scale and manage your organisation’s learning
Integrations
Connect Finance Unlocked to your current platform
Featured Content
More featured content
Tackling the Cost of Living Crisis
In this video, Max discusses the cost-of-living crisis currently enveloping the UK. He examines its impact on households as well as the overall economy.
CSR and Sustainability in Financial Services
In the first video of this two-part video series, Elisa introduces us to sustainability. She begins by looking at the difference between sustainability and corporate social responsibility, two terms that can be easily confused.
More featured content
Ready to get started?
Our Solutions
About Us
Testimonials
More testimonials
Mark Homans
Our sky high NPS following learner feedback speaks for itself - this platform has delivered a lot of value.
Fiona Quinn
Learning is accessible and the tool assists in the continued development of all our employees. It is a fantastic tool for our business!
More testimonials
Ready to get started?
Categories
Discover our Courses
Featured Pathways
More pathways
Banking Essentials - Part I
This pathway will walk us through the basics of banks, starting with some of the different types and their main functions, then starting to look at the regulation faced by the banks, both before and after the Global Financial Crisis.
Greenwashing
Greenwashing is the act of distributing false information about something being more environmentally friendly than it actually is.
More pathways
Ready to get started?
Plans & Membership
Find the right plan for you
Our Platform
Expert led content
+1,000 expert presented, on-demand video modules
Learning analytics
Keep track of learning progress with our comprehensive data
Interactive learning
Engage with our video hotspots and knowledge check-ins
Testing & certification
Gain CPD / CPE credits and professional certification
Managed learning
Build, scale and manage your organisation’s learning
Integrations
Connect Finance Unlocked to your current platform
Featured Content
More featured content
Tackling the Cost of Living Crisis
In this video, Max discusses the cost-of-living crisis currently enveloping the UK. He examines its impact on households as well as the overall economy.
CSR and Sustainability in Financial Services
In the first video of this two-part video series, Elisa introduces us to sustainability. She begins by looking at the difference between sustainability and corporate social responsibility, two terms that can be easily confused.
More featured content
Ready to get started?
Our Solutions
About Us
Testimonials
More testimonials
Mark Homans
Our sky high NPS following learner feedback speaks for itself - this platform has delivered a lot of value.
Fiona Quinn
Learning is accessible and the tool assists in the continued development of all our employees. It is a fantastic tool for our business!
More testimonials
Ready to get started?
Loan Facility Agreements II
Belinda Green
30 years: Credit risk specialist
In the last video, Belinda explained the typical contents of a loan agreement, starting with the definitions, representations and warranties, conditions precedent, information undertaking and covenants. In this video, she covers the terms and conditions put into an agreement for when things don't go according to plan.
In the last video, Belinda explained the typical contents of a loan agreement, starting with the definitions, representations and warranties, conditions precedent, information undertaking and covenants. In this video, she covers the terms and conditions put into an agreement for when things don't go according to plan.
Subscribe to watch
Access this and all of the content on our platform by signing up for a 7-day free trial.
Loan Facility Agreements II
8 mins 2 secs
While the categories in loan agreements are relatively standard, the contents will vary according to the nature of the lending product, the level of credit risk facing the lender, the relative ability of the parties to negotiate terms in their favour, and regulatory and internal risk management requirements.
Key learning objectives:
Outline the terms and conditions in a loan agreement
Understand what leads to an event of default
Define transferability
Understand the difference between governing law and jurisdiction
Subscribe to watch
Access this and all of the content on our platform by signing up for a 7-day free trial.
What leads to an event of default?
Failure by the borrower or any other obligor to comply with the covenants stipulated in the facility documentation leads to an Event of Default, giving the lender the legal right to cancel and/or accelerate repayment of the facility.
What are the key points in an event of default?
- Non-payment of principal or interest
- Breach of financial covenants
- Breach of all other obligations
- Misrepresentation
- Insolvency
- Insolvency proceedings
- Creditors’ process
- Cross-default and acceleration
What is transferability?
Transferability refers to the lender’s rights to transfer their rights and obligations under the facility agreement to a new lender (i.e. sell the loan).
What is the difference between governing law and jurisdiction?
Governing law dictates the country under whose laws the facility documentation, including security documentation, is governed (for example, English Law). Jurisdiction dictates which country or region’s courts in which any legal disputes will be pursued (for example, the Courts of England and Wales).
Subscribe to watch
Access this and all of the content on our platform by signing up for a 7-day free trial.
Belinda Green
There are no available videos from "Belinda Green"