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Banking Essentials - Part I
This pathway will walk us through the basics of banks, starting with some of the different types and their main functions, then starting to look at the regulation faced by the banks, both before and after the Global Financial Crisis.
Greenwashing
Greenwashing is the act of distributing false information about something being more environmentally friendly than it actually is.
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Tackling the Cost of Living Crisis
In this video, Max discusses the cost-of-living crisis currently enveloping the UK. He examines its impact on households as well as the overall economy.
CSR and Sustainability in Financial Services
In the first video of this two-part video series, Elisa introduces us to sustainability. She begins by looking at the difference between sustainability and corporate social responsibility, two terms that can be easily confused.
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Mark Homans
Our sky high NPS following learner feedback speaks for itself - this platform has delivered a lot of value.
Fiona Quinn
Learning is accessible and the tool assists in the continued development of all our employees. It is a fantastic tool for our business!
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Categories
Discover our Courses
Featured Pathways
More pathways
Banking Essentials - Part I
This pathway will walk us through the basics of banks, starting with some of the different types and their main functions, then starting to look at the regulation faced by the banks, both before and after the Global Financial Crisis.
Greenwashing
Greenwashing is the act of distributing false information about something being more environmentally friendly than it actually is.
More pathways
Ready to get started?
Plans & Membership
Find the right plan for you
Our Platform
Expert led content
+1,000 expert presented, on-demand video modules
Learning analytics
Keep track of learning progress with our comprehensive data
Interactive learning
Engage with our video hotspots and knowledge check-ins
Testing & certification
Gain CPD / CPE credits and professional certification
Managed learning
Build, scale and manage your organisation’s learning
Integrations
Connect Finance Unlocked to your current platform
Featured Content
More featured content
Tackling the Cost of Living Crisis
In this video, Max discusses the cost-of-living crisis currently enveloping the UK. He examines its impact on households as well as the overall economy.
CSR and Sustainability in Financial Services
In the first video of this two-part video series, Elisa introduces us to sustainability. She begins by looking at the difference between sustainability and corporate social responsibility, two terms that can be easily confused.
More featured content
Ready to get started?
Our Solutions
About Us
Testimonials
More testimonials
Mark Homans
Our sky high NPS following learner feedback speaks for itself - this platform has delivered a lot of value.
Fiona Quinn
Learning is accessible and the tool assists in the continued development of all our employees. It is a fantastic tool for our business!
More testimonials
Ready to get started?
What is a CBDC?
Sabrina Rochemont
25 years: Digital payments specialist
In this video, Sabrina introduces the key concepts underpinning Central Bank Digital Currencies (CBDCs). She evaluates the two potential forms that CBDCs might take, ‘wholesale’ and ‘retail’ / ‘general purpose’.
In this video, Sabrina introduces the key concepts underpinning Central Bank Digital Currencies (CBDCs). She evaluates the two potential forms that CBDCs might take, ‘wholesale’ and ‘retail’ / ‘general purpose’.
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What is a CBDC?
7 mins 14 secs
Central Bank Digital Currencies (CBDCs) will likely take one of two forms. CBDCs will either be ‘Wholesale’, in which case they would be an evolution of current central bank settlement facilities. Or, they will be in the form of a ‘Retail’ CBDC, which would be available to retail customers.
Key learning objectives:
Understand the potential of blockchain in the context of a wholesale CBDC
Explore the two types of CBDCs that are being considered
Assess the differences between a retail/general purpose CBDC and a wholesale CBDC
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What are the expected benefits of a wholesale CBDC?
A wholesale CBDC would effectively be an evolution of current central bank settlement facilities. This technical upgrade would imply updates to the organisation of settlements. It is expected that wholesale CBDCs may reach fruition before retail CBDCs and have a large impact on the settlement of payments.
How could technology such as blockchain benefit central banks?
- Provide a single source of truth for all transactions
- Improve risk management in settlement
- Help address counterparty credit and liquidity risks
- Provide full visibility of financial activity to regulators
How would a retail CBDC be used?
Many central banks are now considering developing a general-purpose CBDC that would be available for retail use, hence called a retail CBDC. It would provide a digital alternative to cash. Depending on the design, it would mean that retail customers would have an additional currency choice when making purchases in-store or online. Retail customers may choose to keep some deposits as a CBDC deposit with a central bank or a payment service provider.
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Sabrina Rochemont
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