30 years: Capital markets & covered bonds
The loan-to-value, or LTV, of a mortgage is one of the most intuitive measures of the riskiness of a loan. Here, Richard explains some of the variations of applying an LTV rule and some of the ways to calculate it.
The loan-to-value, or LTV, of a mortgage is one of the most intuitive measures of the riskiness of a loan. Here, Richard explains some of the variations of applying an LTV rule and some of the ways to calculate it.
Subscribe to watch
Access this and all of the content on our platform by signing up for a 14-day free trial.
9 mins 40 secs
The loan-to-value (LTV) is the ratio of the size of the loan to the value of the property securing it. It is a useful measurement of the riskiness of a loan. As such, it is the basis of covered bond ratings, investor analysis and covered bond ratings in every country.
Key learning objectives:
Define LTV and learn how to calculate it
Identify what LTV ratios tell you and identify its uses
Discuss the different ways to measure value
Access this and all of the content on our platform by signing up for a 14-day free trial.
Access this and all of the content on our platform by signing up for a 14-day free trial.
There are no available videos from "Richard Kemmish"