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Banking Essentials - Part I

This pathway will walk us through the basics of banks, starting with some of the different types and their main functions, then starting to look at the regulation faced by the banks, both before and after the Global Financial Crisis.

Greenwashing

Greenwashing is the act of distributing false information about something being more environmentally friendly than it actually is.

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Expert led content

+1,000 expert presented, on-demand video modules

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Keep track of learning progress with our comprehensive data

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Testing & certification

Gain CPD / CPE credits and professional certification

Managed learning

Build, scale and manage your organisation’s learning

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Connect Finance Unlocked to your current platform

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Tackling the Cost of Living Crisis

In this video, Max discusses the cost-of-living crisis currently enveloping the UK. He examines its impact on households as well as the overall economy.

CSR and Sustainability in Financial Services

In the first video of this two-part video series, Elisa introduces us to sustainability. She begins by looking at the difference between sustainability and corporate social responsibility, two terms that can be easily confused.

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Introduction to Linear Derivatives

Introduction to Linear Derivatives

Gontran de Quillacq

25 years: Derivatives trading & ETFs

The very first video on this series was a general introduction to derivatives – their history, their main categories, as well as the main benefits and drawdowns of using such instruments. In the second video on this series, Gontran takes us through the first ‘linear’ (non-optional) derivatives like "Futures" and "Forwards".

The very first video on this series was a general introduction to derivatives – their history, their main categories, as well as the main benefits and drawdowns of using such instruments. In the second video on this series, Gontran takes us through the first ‘linear’ (non-optional) derivatives like "Futures" and "Forwards".

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Introduction to Linear Derivatives

13 mins 23 secs

Key learning objectives:

  • Define Delta 1

  • Define Future payments

  • Define Exchanges

  • Define Forward payments

Overview:

Derivatives are a large and complex topic. In this segment, we will look at the first ‘linear’ (non-optional) derivatives, like futures and forwards.

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Summary

What is Delta 1?

Linear derivatives are also called ‘delta1’ because their Greek measure of market exposure ‘delta’ is worth 1. In other words, they are 100% correlated to their underlying, and they have no optionality.

What are the Derivative products?

  • Futures  (first listed derivatives)
  • Forwards (OTC equivalents of futures)
  • Swaps
  • ETFs

What are Future payments?

Exchange-listed contracts related to the price of an asset or benchmark. It is an agreement to exchange cash for an asset at some point in the future.

What are Exchanges?

Exchanges are private for-profit corporations which provide a trading venue to the public for the securities that they offer.

How do the Exchanges generate revenue?

Their revenues are essentially derived from
  • Execution fees
  • Clearing fees
  • Processing fees
  • Member fees

What are the terms specified by the exchanges in advance?

  • When the contract can be traded
  • What the underlying is

    - For a commodity, what is the asset, what is its grade

    - For an index: how it is calculated and by whom

    - For an interest rate: how the rate is calculated and by whom

  • The quantity of the referenced underlying (quotity)
  • When the final valuation will take place
  • How complex benchmarks are calculated and by whom
  • How the future will be quoted
  • What the future will be called (ticker)

The exchanges also specifies the margining process

  • Initial margin - How much you have to deposit at the exchange for your trade.
  • The variation margin and the entire daily margining process:

    - What will the DSP be

    - How and when payments have to happen

    - Whether cross-margining is possible

    - Margin requirements change from time to time

What are Forward payments?

Futures and forwards give you virtually the same exposure. They essentially differ by their legal nature. The futures and the forward have the same price, but they do not have the same market exposure because the exposure of a futures contract is  slightly bigger than the forward exposure because you collect  interest that you collect from the margin calls.

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Gontran de Quillacq

Gontran de Quillacq

Gontran de Quillacq has 25 years of experience in derivatives trading, portfolio management, proprietary trading, structured products and investment research. He has worked with top-tier banks and hedge funds in both London and New York.

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