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Banking Essentials - Part I

This pathway will walk us through the basics of banks, starting with some of the different types and their main functions, then starting to look at the regulation faced by the banks, both before and after the Global Financial Crisis.

Greenwashing

Greenwashing is the act of distributing false information about something being more environmentally friendly than it actually is.

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Tackling the Cost of Living Crisis

In this video, Max discusses the cost-of-living crisis currently enveloping the UK. He examines its impact on households as well as the overall economy.

CSR and Sustainability in Financial Services

In the first video of this two-part video series, Elisa introduces us to sustainability. She begins by looking at the difference between sustainability and corporate social responsibility, two terms that can be easily confused.

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Banking Essentials - Part I

This pathway will walk us through the basics of banks, starting with some of the different types and their main functions, then starting to look at the regulation faced by the banks, both before and after the Global Financial Crisis.

Greenwashing

Greenwashing is the act of distributing false information about something being more environmentally friendly than it actually is.

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Plans & Membership

Our Platform

Expert led content

+1,000 expert presented, on-demand video modules

Learning analytics

Keep track of learning progress with our comprehensive data

Interactive learning

Engage with our video hotspots and knowledge check-ins

Testing & certification

Gain CPD / CPE credits and professional certification

Managed learning

Build, scale and manage your organisation’s learning

Integrations

Connect Finance Unlocked to your current platform

Featured Content

More featured content

Tackling the Cost of Living Crisis

In this video, Max discusses the cost-of-living crisis currently enveloping the UK. He examines its impact on households as well as the overall economy.

CSR and Sustainability in Financial Services

In the first video of this two-part video series, Elisa introduces us to sustainability. She begins by looking at the difference between sustainability and corporate social responsibility, two terms that can be easily confused.

More featured content

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Health and Well-being Certification Schemes

Health and Well-being Certification Schemes

Philippa Gill

20 years: Real estate investment

In this video, Philippa delves deeper into the WELL and Fitwel as well as more specific certifications. She also covers the main differences between the schemes in general and looks at the certification process and the differences in requirements. 

In this video, Philippa delves deeper into the WELL and Fitwel as well as more specific certifications. She also covers the main differences between the schemes in general and looks at the certification process and the differences in requirements. 

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Health and Well-being Certification Schemes

8 mins 49 secs

Key learning objectives:

  • Understand the WELL Building Standard and the Fitwell certification scheme

  • Outline the similarities and differences between the two schemes

  • Outline more specific frameworks relating to the human health and well-being segment of the real estate sector

Overview:

The WELL Building Standard and Fitwel are certification schemes for buildings that aim to promote healthy and sustainable design, construction and operation practices, with both focusing on the human factors inherent in the built environment. Both schemes share key principles, such as clean air and water, healthy food options, physical activity, comfortable spaces, and biophilia. Although they originated in the US, they now have global adoption. Notable differences include WELL's Performance Verification assessment and Fitwel's focus on public health outcomes. Within the human health and well-being segment of the real estate sector, there are more focused frameworks with a focus on specific elements.

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Summary

What are the WELL Building Standard and Fitwell Certification schemes?

The WELL Building Standard and Fitwel are certification schemes promoting healthy, sustainable design, construction, and operation practices in buildings. Developed by the International WELL Building Institute and the U.S. CDC/GSA respectively, both programs focus on human factors in the built environment, unlike broader schemes like LEED and BREEAM. They provide frameworks for evaluating and rating buildings on health and well-being performance.

Key principles include access to clean air and water, healthy food options, opportunities for physical activity, comfortable spaces supporting well-being, and enhancing mental health through biophilic design.

What are the similarities and differences between the two schemes?

Similarities: 

  1. Focus: Both WELL and Fitwel concentrate on human health and well-being in buildings.
  2. Rating systems: Both use point-based systems; Fitwel has a 3-star rating with no pre-conditions, while WELL offers Silver, Gold, and Platinum ratings with pre-conditions.
  3. Custom performance scorecards: Both provide tailored scorecards for various project types and stages.
  4. Adoption: Both originated in the US and are now globally recognised.

Differences: 

  1. WELL requires Performance Verification assessment and more detailed technical assessments, leading to higher third-party costs. 
  2. Fitwel is managed by the CDC, emphasising research and evidence-based public health outcomes.

What other frameworks focus more specifically on human health and well-being within the real estate sector?

Frameworks focusing specifically on human health and well-being within the real estate sector often address air quality, as it significantly impacts human health. 

The RESET Standard, originating in Asia, measures Internal Air Quality (IAQ) and has been adopted primarily in Asia, with some certified buildings in Europe and the US.

Other air quality schemes include AirRated in the UK and emerging schemes like RESET's focus on materials addressing VOCs. Indoor air quality is expected to become a regulatory issue in developed real estate markets.

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Philippa Gill

Philippa Gill

Philippa joined EVORA Global in January 2020, initially to focus on the expansion into Europe and our Climate Resilience Services. Given her background in private equity real estate, she brings deep knowledge of investment drivers and associated risk factors. She continues to sponsor our Social Wellbeing and EVOLVE education service lines at Executive level, while also providing senior strategic support to a number of Evora’s key global clients.

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