Investment Wrappers (ISA, EIS & VCT) in UK Wealth Planning

Faisal Sheikh

In this three-part video series, Faisal examines the primary investment vehicles used by wealth management firms to service their clients' needs. The primary investment vehicles that he discusses are investment wrappers, pensions, and trusts. In this video, he will start with the first of those, investment wrappers, which are often referred to as just "wrappers" within the industry.

Investment Management

Overview

Investment wrappers are government approved schemes to encourage affluent people to save and also provide investment capital into smaller businesses, whilst reducing their tax burden. In this video, we will look at the typical UK wrappers which include Individual Savings Accounts (ISAs), Venture Capital Trusts (VCTs) and Enterprise Investment Schemes (EIS). One of the main benefits of these wrappers is that income can arise on the investments within it and these can be tax free. Additionally, the investments within a wrapper can also be bought and sold without capital gains tax arising.

Key learning objectives:

Understand the key characteristics and benefits of an ISA
Understand the key characteristics and benefits of a VCT
Understand the key characteristics and benefits of an EIS

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Summary

Expert

Faisal Sheikh

Faisal is a wealth management professional has spent almost 30 years working in the field of risk management, risk control, internal auditing in the financial services and public sector. Most recently, Faisal was the Head of Risk for the Wealth Management business of UBS in the UK. He has also extensive international experience across Europe, the Americas, Asia and Africa. He has also a served as CISI operational risk expert panel member.