15 years: Financial technology & banking
Fintech is becoming increasingly important in the sphere of payments. Michael explains how technology can increase competition and make the market more efficient for consumers.
Fintech is becoming increasingly important in the sphere of payments. Michael explains how technology can increase competition and make the market more efficient for consumers.
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14 mins 56 secs
The urge for everything to be frictionless, quick, easy, simple is proving challenging for banks to adapt. Fintechs serve as a major market disruptor to banks and payment services. Their technology-driven platforms spur innovation within the industry and serve as convenient services for consumers worldwide. We will continue to see a number of new entrants that continue to use the existing infrastructure and the rails provided by banks and will make losses as they try to scale to gain consumers.
Key learning objectives:
Understand the difference between Fintechs and banks
Outline Fintech's unique value proposition to consumers
Identify the evolution of Fintech moving forward
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