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Banking Essentials - Part I

This pathway will walk us through the basics of banks, starting with some of the different types and their main functions, then starting to look at the regulation faced by the banks, both before and after the Global Financial Crisis.

Greenwashing

Greenwashing is the act of distributing false information about something being more environmentally friendly than it actually is.

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Tackling the Cost of Living Crisis

In this video, Max discusses the cost-of-living crisis currently enveloping the UK. He examines its impact on households as well as the overall economy.

CSR and Sustainability in Financial Services

In the first video of this two-part video series, Elisa introduces us to sustainability. She begins by looking at the difference between sustainability and corporate social responsibility, two terms that can be easily confused.

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Featured Pathways

More pathways

Banking Essentials - Part I

This pathway will walk us through the basics of banks, starting with some of the different types and their main functions, then starting to look at the regulation faced by the banks, both before and after the Global Financial Crisis.

Greenwashing

Greenwashing is the act of distributing false information about something being more environmentally friendly than it actually is.

More pathways

Book a demo

Pricing

Ready to get started?

Plans & Membership

Our Platform

Expert led content

+1,000 expert presented, on-demand video modules

Learning analytics

Keep track of learning progress with our comprehensive data

Interactive learning

Engage with our video hotspots and knowledge check-ins

Testing & certification

Gain CPD / CPE credits and professional certification

Managed learning

Build, scale and manage your organisation’s learning

Integrations

Connect Finance Unlocked to your current platform

Featured Content

More featured content

Tackling the Cost of Living Crisis

In this video, Max discusses the cost-of-living crisis currently enveloping the UK. He examines its impact on households as well as the overall economy.

CSR and Sustainability in Financial Services

In the first video of this two-part video series, Elisa introduces us to sustainability. She begins by looking at the difference between sustainability and corporate social responsibility, two terms that can be easily confused.

More featured content

Book a demo

Pricing

Ready to get started?

Book a demo

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What is a Bank?

What is a Bank?

Robert Ellison

20 years: Capital markets & banking

Rob describes the fundamental activities of a bank, builds a theoretical bank balance sheet and shows how liquidity and capital perform their vital functions.

Rob describes the fundamental activities of a bank, builds a theoretical bank balance sheet and shows how liquidity and capital perform their vital functions.

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This content is also available as part of a premium, accredited video course. Sign up for a 14-day trial to watch for free.

What is a Bank?

1 hour 10 mins

Overview

The fundamental activities banks carry out are borrowing and lending money. Banks release financial statements at least once a year. At the heart of these highly detailed financial statements lie two key disclosures: the income statement and the balance sheet. The golden rule of balance sheets is they must balance at all times. The principal balancing components are assets and liabilities.

Key learning objectives:

  • Define assets and liabilities and the golden rule of balance sheets

  • What sits on a bank balance sheet?

  • What is equity and what is its purpose?

  • Why do investors invest in bank equity?

  • How do banks boost returns on equity?

  • What are the differences between equity and liabilities?

  • How do banks maintain balance-sheet balance when customers withdraw deposits?

  • Define asset liquidity and its link to maturity transformation

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This content is also available as part of a premium, accredited video course. Sign up for a 14-day trial to watch for free.

Summary
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Join now to watch

This content is also available as part of a premium, accredited video course. Sign up for a 14-day trial to watch for free.

Expert
Robert Ellison

Robert Ellison

Rob has spent 20-years working in the city in a career spanning debt origination, debt syndicate and client coverage. Rob has worked at UBS Investment Bank and Lloyds Banking Group, and he is now one of Finance Unlocked's co-founders.

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