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Banking Essentials - Part I

This pathway will walk us through the basics of banks, starting with some of the different types and their main functions, then starting to look at the regulation faced by the banks, both before and after the Global Financial Crisis.

Greenwashing

Greenwashing is the act of distributing false information about something being more environmentally friendly than it actually is.

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Tackling the Cost of Living Crisis

In this video, Max discusses the cost-of-living crisis currently enveloping the UK. He examines its impact on households as well as the overall economy.

CSR and Sustainability in Financial Services

In the first video of this two-part video series, Elisa introduces us to sustainability. She begins by looking at the difference between sustainability and corporate social responsibility, two terms that can be easily confused.

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Banking Essentials - Part I

This pathway will walk us through the basics of banks, starting with some of the different types and their main functions, then starting to look at the regulation faced by the banks, both before and after the Global Financial Crisis.

Greenwashing

Greenwashing is the act of distributing false information about something being more environmentally friendly than it actually is.

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Pricing

Ready to get started?

Plans & Membership

Our Platform

Expert led content

+1,000 expert presented, on-demand video modules

Learning analytics

Keep track of learning progress with our comprehensive data

Interactive learning

Engage with our video hotspots and knowledge check-ins

Testing & certification

Gain CPD / CPE credits and professional certification

Managed learning

Build, scale and manage your organisation’s learning

Integrations

Connect Finance Unlocked to your current platform

Featured Content

More featured content

Tackling the Cost of Living Crisis

In this video, Max discusses the cost-of-living crisis currently enveloping the UK. He examines its impact on households as well as the overall economy.

CSR and Sustainability in Financial Services

In the first video of this two-part video series, Elisa introduces us to sustainability. She begins by looking at the difference between sustainability and corporate social responsibility, two terms that can be easily confused.

More featured content

Book a demo

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What is Investment Advice and Investment Guidance?

What is Investment Advice and Investment Guidance?

Faisal Sheikh

25 years: Wealth and risk management specialist

In this video, Faisal explains investment advice in more detail in a wealth management context by exploring the difference between "investment advice" and "investment guidance." He also takes us through some specific regulatory requirements that those providing clients with investment advice are subject to and how these have been impacted by the 2018 changes made to regulation.

In this video, Faisal explains investment advice in more detail in a wealth management context by exploring the difference between "investment advice" and "investment guidance." He also takes us through some specific regulatory requirements that those providing clients with investment advice are subject to and how these have been impacted by the 2018 changes made to regulation.

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What is Investment Advice and Investment Guidance?

5 mins 58 secs

Overview

Although the term “advice” is used extensively within the financial industry, in the Wealth Management industry it is important to distinguish between what is considered “Investment Advice” versus mere “Guidance”. Investment advice is a personal recommendation of what a registered advisor thinks a client should do when weighing up their investment options, whereas investment guidance is more general information about financial products. It is essential to understand the specific regulatory requirements that apply to investment advice and specifically those introduced through MiFID II, including the client suitability and appropriateness tests.

Key learning objectives:

  • Understand the key differences between Investment Advice and Investment Guidance

  • Understand MiFID II Investment Advice Requirements and when do they apply

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Expert
Faisal Sheikh

Faisal Sheikh

Faisal is a wealth management professional has spent almost 30 years working in the field of risk management, risk control, internal auditing in the financial services and public sector. Most recently, Faisal was the Head of Risk for the Wealth Management business of UBS in the UK. He has also extensive international experience across Europe, the Americas, Asia and Africa. He has also a served as CISI operational risk expert panel member.

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