
Certificate of completion issued to
Sónia Peres
For completing
How the Economy Works Pathway
Completion date
23 Mar 2026
Delivered by

Accredited for

Certificate ID
3cd42d02e185dfe36d9ccbbfde9b5876
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About How the Economy Works Pathway
3 Learning modules
38 minutes of learning
4.8 rating
Foundational level
Modern economies feel complex, but the forces that drive them are surprisingly simple. This pathway explores how the economic machine works, from trade, money, and credit to the systems that shape growth, cycles, and crises. At its core, the economy runs on exchange, trust, and the balance between what is earned and what is owed. It also looks at why economies move in cycles, as periods of growth give way to imbalance, and how confidence can both drive expansion and trigger downturns. The role of governments and central banks comes into focus as they step in to stabilise the system, often reshaping it in the process. Overall, this pathway offers a clear perspective on how economies grow, falter, and reset.
In this pathway
Understand how money, credit, and banks form the foundation of the economy
Recognise how economic cycles emerge and why booms turn into downturns
Identify the risks that build during periods of growth
Understand how governments and central banks stabilise the system
Explore how intervention can create new long-term challenges
Pathway experts

Prasad Gollakota
20 years: Capital markets & banking
Prasad has spent 20 years working in financial services, where he spent the majority of his time at UBS, with his last role there being Managing Director within the combined Debt and Equity capital markets business. Before joining xUnlocked, Prasad worked at an Infrastructure and Renewables advisory business, where he delivered projects such as financing the largest operational solar farm in Australia. Prasad is Chief Content Officer at xUnlocked, a B Corp best known for its flagship learning platform 'Sustainability Unlocked', serving global clients that include Santander, Airbus and the London Stock Exchange.
