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Banking Essentials - Part I

This pathway will walk us through the basics of banks, starting with some of the different types and their main functions, then starting to look at the regulation faced by the banks, both before and after the Global Financial Crisis.

Greenwashing

Greenwashing is the act of distributing false information about something being more environmentally friendly than it actually is.

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Tackling the Cost of Living Crisis

In this video, Max discusses the cost-of-living crisis currently enveloping the UK. He examines its impact on households as well as the overall economy.

CSR and Sustainability in Financial Services

In the first video of this two-part video series, Elisa introduces us to sustainability. She begins by looking at the difference between sustainability and corporate social responsibility, two terms that can be easily confused.

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Featured Pathways

More pathways

Banking Essentials - Part I

This pathway will walk us through the basics of banks, starting with some of the different types and their main functions, then starting to look at the regulation faced by the banks, both before and after the Global Financial Crisis.

Greenwashing

Greenwashing is the act of distributing false information about something being more environmentally friendly than it actually is.

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Book a demo

Pricing

Ready to get started?

Plans & Membership

Our Platform

Expert led content

+1,000 expert presented, on-demand video modules

Learning analytics

Keep track of learning progress with our comprehensive data

Interactive learning

Engage with our video hotspots and knowledge check-ins

Testing & certification

Gain CPD / CPE credits and professional certification

Managed learning

Build, scale and manage your organisation’s learning

Integrations

Connect Finance Unlocked to your current platform

Featured Content

More featured content

Tackling the Cost of Living Crisis

In this video, Max discusses the cost-of-living crisis currently enveloping the UK. He examines its impact on households as well as the overall economy.

CSR and Sustainability in Financial Services

In the first video of this two-part video series, Elisa introduces us to sustainability. She begins by looking at the difference between sustainability and corporate social responsibility, two terms that can be easily confused.

More featured content

Book a demo

Pricing

Ready to get started?

Book a demo

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The Prime Functions in a Banking System

The Prime Functions in a Banking System

Chris Blake

Director

In this video, Chris provides an overview of what a bank is, the prime functions of banks and how they came about, alongside the balance sheet risks that arise from these functions, and how they are mitigated. In addition, he will look at how banks actually create money.

In this video, Chris provides an overview of what a bank is, the prime functions of banks and how they came about, alongside the balance sheet risks that arise from these functions, and how they are mitigated. In addition, he will look at how banks actually create money.

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The Prime Functions in a Banking System

8 mins 59 secs

Overview

To understand bank asset and liability management (ALM), sometimes called “Treasury” requires a firm grasp of what banks do and what makes them different from corporates and other types of financial institutions, including creating money, running the “so called” ledger and undertaking a number of transformations including size, maturity, credit and interest rate, alongside making payments.

Key learning objectives:

  • Explain and understand the prime functions that are performed by the banking system.

  • Examine the nature of payments and the link to a bank’s ledger

  • Understand the linkage from safekeeping to the lending function of a bank

  • Define and identify the types of maturity transformations banks make

  • Understand how banks actually “create” money

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Expert
Chris Blake

Chris Blake

Chris Blake holds a degree in Economics and Government from the London School of Economics. He is responsible for helping HSBC professionals understand balance sheet risk and return. He has previously worked as a risk specialist in ALM for the FSA. Prior to that, he worked as a money market and interest rate derivatives trader for Investec. Chris is also the Co-chair and Education Director of the UK Asset and Liability Management Association.

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