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Banking Essentials - Part I
This pathway will walk us through the basics of banks, starting with some of the different types and their main functions, then starting to look at the regulation faced by the banks, both before and after the Global Financial Crisis.
Greenwashing
Greenwashing is the act of distributing false information about something being more environmentally friendly than it actually is.
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Tackling the Cost of Living Crisis
In this video, Max discusses the cost-of-living crisis currently enveloping the UK. He examines its impact on households as well as the overall economy.
CSR and Sustainability in Financial Services
In the first video of this two-part video series, Elisa introduces us to sustainability. She begins by looking at the difference between sustainability and corporate social responsibility, two terms that can be easily confused.
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Mark Homans
Our sky high NPS following learner feedback speaks for itself - this platform has delivered a lot of value.
Fiona Quinn
Learning is accessible and the tool assists in the continued development of all our employees. It is a fantastic tool for our business!
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Categories
Discover our Courses
Featured Pathways
More pathways
Banking Essentials - Part I
This pathway will walk us through the basics of banks, starting with some of the different types and their main functions, then starting to look at the regulation faced by the banks, both before and after the Global Financial Crisis.
Greenwashing
Greenwashing is the act of distributing false information about something being more environmentally friendly than it actually is.
More pathways
Ready to get started?
Plans & Membership
Find the right plan for you
Our Platform
Expert led content
+1,000 expert presented, on-demand video modules
Learning analytics
Keep track of learning progress with our comprehensive data
Interactive learning
Engage with our video hotspots and knowledge check-ins
Testing & certification
Gain CPD / CPE credits and professional certification
Managed learning
Build, scale and manage your organisation’s learning
Integrations
Connect Finance Unlocked to your current platform
Featured Content
More featured content
Tackling the Cost of Living Crisis
In this video, Max discusses the cost-of-living crisis currently enveloping the UK. He examines its impact on households as well as the overall economy.
CSR and Sustainability in Financial Services
In the first video of this two-part video series, Elisa introduces us to sustainability. She begins by looking at the difference between sustainability and corporate social responsibility, two terms that can be easily confused.
More featured content
Ready to get started?
Our Solutions
About Us
Testimonials
More testimonials
Mark Homans
Our sky high NPS following learner feedback speaks for itself - this platform has delivered a lot of value.
Fiona Quinn
Learning is accessible and the tool assists in the continued development of all our employees. It is a fantastic tool for our business!
More testimonials
Ready to get started?
Green Mortgages in Practice (June 2022)
Luca Bertalot
Secretary General: The European Mortgage Federation
In the final video of this four-part video series, Luca illustrates the new products that are becoming available in the UK and the EU.
In the final video of this four-part video series, Luca illustrates the new products that are becoming available in the UK and the EU.
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Green Mortgages in Practice (June 2022)
5 mins 7 secs
Now that we have established why we need energy efficient mortgages and what they are and can be used for, it’s worth spending time looking at some of the existing products. Unfortunately, the progress in the market to date has shown limited consumer demand and the products offered have been of questionable value.
Key learning objectives:
Identify some of the new green mortgage products being offered in the EU and UK
Understand the benefit of the green mortgage products
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What products are currently available in the EU?
Rabobank:
To qualify for the green mortgage, the property must have be Energy Performance Coefficient of 0.26 to borrow up to €100,000 or a value of 0 to borrow up to €150,000
Nordea:
Offer green mortgages with lower rates than their traditional counterparts. This is to reward borrowers for spending borrowed funds on projects that protect the environment. Can be used for installing solar panels, replacing inefficient windows, adding insulation or installing an environmentally friendly heating system.
What green products are currently available in the UK?
Barclays:
First UK bank to offer green mortgages. If the home has an energy efficiency rating of 81 or above, or is an energy efficiency band A or B, you could get lower rates.
Danske Bank:
Offer a carbon neutral mortgage. The bank calculated that they had a carbon footprint of 96kgCO2e per mortgage. To qualify for this product, homes must have an EPC rating of A-C, customers will then receive up to £2,000 cash back once approved.
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Luca Bertalot
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