![J-Curve](https://img-cdn.financeunlocked.com/headers-images/financeunlocked/4.jpg?ik-sdk-version=javascript-1.0.3)
J-Curve
A J-curve refers to a line in a chart that resembles the letter J: it plots, say, an investment return that initially falls but then rises steeply above the starting point over time. The decline in the early period of the investment horizon can reflect a variety of factors, such as front-loaded fees against investments that take time to perform.