The Importance of Household Energy Efficiency

The Importance of Household Energy Efficiency

Luca Bertalot

Secretary General: The European Mortgage Federation

This first video of a four-part video series will look at what private finance can do to tackle climate change and what can be done to reduce rising energy costs around the world. Join Luca as he explains why there is a need for energy efficient mortgages (EEMs) and how they can help consumers and the environment, as well as some of the regulatory changes that have already been made in order to move things in the right direction. 

This first video of a four-part video series will look at what private finance can do to tackle climate change and what can be done to reduce rising energy costs around the world. Join Luca as he explains why there is a need for energy efficient mortgages (EEMs) and how they can help consumers and the environment, as well as some of the regulatory changes that have already been made in order to move things in the right direction. 

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The Importance of Household Energy Efficiency

5 mins 49 secs

Overview

Climate change is one of the most important issues facing our world today and represents one of the biggest challenges that we’ve ever had to face. One of the largest emitters of pollution is residential properties, making up almost 40% of Europe's emissions. Solving this issue is obviously a major step in the fight against climate change. However, retrofitting old energy inefficient housing is expensive. Public finance will not be enough, private finance is desperately needed.

Key learning objectives:

  • Identify how residential properties are contributing to climate change

  • Comprehend why there is a need for energy-efficient mortgages (EEMs)

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Summary
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Expert
Luca Bertalot

Luca Bertalot

Luca Bertalot is Secretary General of the European Mortgage Federation - European Covered Bond Council (EMF-ECBC), a market platform supporting market participants on all issues relating to the retail and funding sides of the mortgage business. Luca joined the EMF-ECBC in 2006, becoming Head of the ECBC in 2007 and Secretary General in June 2014. Prior to this, he worked as a financial analyst at Fondazione Censis - Centre for Socio-Economic Studies and Policies, Gentiloni Silveri & Partners Consulting, a law firm, and in the Italian Ministry of Foreign Affairs. Luca also worked as a consultant in several World Bank’s missions on Housing and Capital Markets issues in Morocco, Brazil and South Africa. Luca holds a degree in Economics and Financial Markets from the University of Rome, Tor Vergata. He also studied at the University of Mannheim, Germany, and at the Wharton School - University of Pennsylvania, in the United States.

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