News and insights

Stay up to date with the latest insights and perspectives from the Finance Unlocked team, and our community of experts

What does a Trump victory mean for the global economy?

Understanding the potential effect of proposed changes in tariff policy

20th November 2024 • Ahmet Kaya

Why 10-year yields are rising despite Fed rate cuts

Understanding the dynamics of the U.S. Treasury market

6th November 2024 • Prasad Gollakota

The value of risk appetite

Why businesses should engage stakeholders in it to support planning and decision-making processes

31st October 2024 • Hans-Kristian Bryn

Complexity: the good, the bad and the necessary

Understand how different types of complexity can impact your business and the potential risks and opportunities for each

3rd October 2024 • Hans-Kristian Bryn

Workplace myths: Do technical specialists make poor managers?

Originally published on Carolinegourlay.co.uk

10th September 2024 • Caroline Gourlay

Google and the innovator’s dilemma: Will LLMs reshape search?

Discover how Google faces the challenge of Large Language Models disrupting traditional search & advertising, necessitating a strategic shift to AI advancements

19th July 2024 • Rahul Bhushan

The nature-positive business

Reappraising the relationship between economic activity and the natural world can inspire innovation and power growth

4th July 2024 • Wayne Mayer

Converging innovation: A new era of investing in the future

Five major innovation platforms are about to reshape industries and societies in unprecedented ways

27th June 2024 • Rahul Bhushan

Changing the pattern of risk management

Maximising the value of the half-year and full-year risk processes

20th June 2024 • Hans-Kristian Bryn

ESMA releases Final Report on Guidelines for fund names using ESG or sustainability-related terms

By: Laura Houët and Daniel Lederman

13th June 2024 • CMS

Part II: Your guide to the Taskforce on Nature-related Financial Disclosures

Understand how to implement the TNFD recommendations in your organisation and learn from other early adopters

7th June 2024 • Prasad Gollakota

Part I: Your guide to the Taskforce on Nature-related Financial Disclosures

Understand the importance of the TNFD and how it differs from other sustainability disclosure and reporting initiatives

5th June 2024 • Prasad Gollakota

Battery recycling: Redwood Materials charges towards sustainable innovation

Take a look at how one American company is defining the economic benefits of battery recycling

31st May 2024 • Rahul Bhushan

A distinctly private pursuit: Not going net zero

A new report from the Net Zero Tracker examines how net zero targets and mitigation efforts differ between the world’s largest public and private companies

23rd May 2024 • John Lang and Camilla Hyslop

CMS expert guide to renewable energy

Deep dive into the renewables sector and discover what lies ahead for the industry

16th May 2024 • CMS

Producing great work or making things happen? Which motivates you?

Discover the difference between outputs and outcomes and how it impacts the nature of your role

8th May 2024 • Caroline Gourlay

The five alternative protein trends in 2024

Discover how policy, political changes, investment shifts, and culinary innovation could revolutionise the alternative protein industry

1st May 2024 • Rahul Bhushan

Where is your concentration risk hiding?

Why businesses outside financial services also need to consider their concentration risk

19th April 2024 • Hans-Kristian Bryn

2024 battery recycling boom: A $USD 95B shift to green energy

Battery recycling is crucial for meeting the growing demand for critical minerals, potentially offsetting the need for new mineral mines by 2040

10th April 2024 • Rahul Bhushan

Uncontrollables - coping with 'dis-order'

Geopolitical risk is now regularly on the Board agenda, joining climate, environmental, health, cyber and technological change, not least disruption by AI.

2nd April 2024 • Hans-Kristian Bryn

Understanding the layers of the atmosphere: A comprehensive guide

The Earth's atmosphere is a remarkable blanket of gases that envelops our planet, providing us with the air we breathe and regulating our climate.

25th March 2024 • Prasad Gollakota

From scarcity to abundance: The quest for sustainable water in agriculture

Achieving sustainable water use in agriculture requires systemic changes, including effective policies, governance, education, and community engagement

19th March 2024 • Rahul Bhushan

Navigating the murky waters of green claims in the UK

What the FCA’s new anti-greenwashing guidance means in practice

27th February 2024 • Prasad Gollakota

Sustainable funding with contingent returns to investors

The World Bank’s plastic waste-reduction bond is not quite what it appears to be

16th February 2024 • Keith Mullin

Oil firms forced to consider full climate effects of new drilling, following landmark Norwegian court ruling

By: Daria Shapovalova, Senior Lecturer in Energy Law, University of Aberdeen

8th February 2024 • Daria Shapovalova

Decoupling vs. Degrowth: Navigating sustainable futures

Decoupling suggests achieving economic growth without harming the environment, challenging the traditional notion that growth always damages the environment.

2nd February 2024 • Rahul Bhushan

Davos 2024: What is it and why is it important?

Every year, government leaders and the business elite gather in Davos, Switzerland for the World Economic Forum’s Annual Meeting

17th January 2024 • Prasad Gollakota

Introducing cultural capital add-ons for banks? Bring it on

Supervisors need to build a formal toolkit to address non-quantitative issues like culture and business models

5th January 2024 • Keith Mullin

Your Quick Guide To The Outcomes Of COP28

The world’s biggest climate meeting, the 28th conference of the parties (COP28), just concluded in Dubai.

17th December 2023 • David Carlin

Year end risk reflections: How bad is bad?

From economic risks to geopolitical risks, close attention to risk management will be key for companies to manage both volatility and uncertainty in 2024.

13th December 2023 • Hans-Kristian Bryn

COP28: Food for thought

As the world’s food and agriculture systems face numerous threats and challenges, leaders at COP28 declare a transformation is needed

7th December 2023 • Prasad Gollakota

COP28: A visual guide

This year's COP28 summit represents the climax of the Paris Agreement's first Global Stocktake on climate action. A course correction is necessary and desirable, but is it achievable?

29th November 2023 • John Lang

COP28: What will be the 5 key issues and possible outcomes?

From climate finance to the Global Stocktake - find out what the most pressing topics of this year's COP28 will be.

24th November 2023 • Prof David Griggs

COP: What is it and why is it important?

One of the most important events in the sustainability sector is the annual Conference of the Parties (COP).

23rd November 2023 • Prasad Gollakota

How Rising Water Vapour in the Atmosphere is Amplifying Warming

The long-predicted water vapour feedback within the climate system is making extreme weather worse, says Kevin Trenberth, Distinguished Scholar, NCAR; Affiliate Faculty, University of Auckland.

9th November 2023 • Kevin Trenberth

Navigating the Future: The Power of Climate Scenarios

“Climate Scenarios aren’t forecasts, but data-driven narratives that help companies think through different possible futures.” - Mark Carney*

31st October 2023 • Arun Kelshiker

Bank of America: In Defence of Structural Hedging

Bank of America (BOA) has recently been subject to a fair degree of criticism because it now appears to be earning less on its deposits than some rival banks. The nub of the argument is that BOA, particularly during the pandemic, continued to invest its deposits at relatively long tenors (up to 10 years) thus locking in – on average – a return of only about 2.4% on something like a quarter of its assets. In contrast, those competitors who more “wisely” invested at shorter tenors are now reaping the benefit of being able to re-invest their assets at closer to 5%. This is being described as an “opportunity missed” thus implying that BOA failed to manage its balance sheet prudently.

23rd October 2023 • Paul Newson

Credit Suisse AT1 Securities: The Uproar of Intended Consequences

The uproar around the breach of the so-called creditor hierarchy has been fascinating to watch since the announcement of the write-down of Credit Suisse Group’s (CSG’s) AT1 securities. As have discussions around potential class action litigation. It’s not new for investors to cry over spilled milk. In this instance, however, they had plenty of warnings. This topic is close to my heart, principally, as I was involved in the early development of the market in those securities and recall the conceptual discussions with regulators and policymakers, bank issuers, industry bodies, and investors. I am also keen to ensure past mistakes don’t repeat themselves.

23rd March 2023 • Prasad Gollakota

SVB: A catastrophic failure demystified

The basic facts surrounding the collapse last week of Silicon Valley Bank seem clear. During 2021, the bank’s deposits increased by $89bn and the majority of this money was invested not in customer loans but in fixed-rate bonds, mainly mortgage-backed securities.

17th March 2023 • Paul Newson

Market Bubbles Introduction

People never change. Over optimism, wishful thinking, the ability to suspend reality, and herd mentality are human traits that are part of what makes us who we are and won’t just disappear. As a result, the next market bubble is never far away.

21st March 2021 • Peter Eisenhardt

Now You See Me

Central Banks could issue Digital Currencies with a time limit. Let’s call them Time Limited Central Bank Digital Currencies (“TL-CBDCs”). Just like those banknotes falling from the helicopter, TL-CBDCs would be backed by the national central bank, and accepted as payment everywhere.

4th January 2021 • Robert Ellison

A Day in the life of … A Credit Research Analyst

At its essence, a research analyst’s job is to cut through the volatility, rather than be swept along with the tide, and critically examine the underlying fundamentals of a given enterprise, economy or asset class.

4th January 2021 • January Carmalt